The Dark Side of the Web  


It is undeniable that internet did so much for our civilization. Singapore will not be this progressive without the help of internet. Apart from industry applications, internet also made an impact in the education of Singaporeans. However, the accessibility to information gives other people the power to troll over our personal things easily. This is the reason why we have to look out for hackers that might steal our information.


We have to know about Dark Web. Dark Web specifically refers to sections of the internet that are normally inaccessible to its users without software that make users anonymous. The term was first heard after the Silk Road trial. The Silk Road trial convicted Ross Ulbricht for running an online narcotics store. It did not end there because there are plenty of places or stores on the Dark Web.

The good news is that Trustev (a fraud protection company) exist. The company seeks to help internet clients from getting ripped off of money and identity. Trustev observes and monitors activities within the Dark Web. Trustev identified different markets that sell illegal and bizarre things on the Dark Web. Here are some:


  • Credit card selling: There are sites that will ask us to input our credit card number. We have to be cautious when they ask this because most likely, they will steal it and sell it to other people. Sellers will trade credit cards for only $17 with $3,500 credit limit.
  • Netflix Lifetime Warranty: Sellers will pay for the Netflix account using stolen credit cards. The sellers will trade the lifetime warranty for only $1.
  • Online lottery: In an online lottery, there’s official and there’s illegal. We will know if it is illegal if you do not need to pay taxes when you win. The clients will simply buy bitcoin tickets and wait for the draw.
  • Fake degrees: There are people who offer a diploma for whatever school the client is interested in. If the client wants to have a degree in any Ivy League school, for sure there are people who can give it to them for a price. A diploma costs $425.
  • Stolen Uber accounts: Uber is a popular application which allows customers to submit a trip request for taxi drivers. There are people who hacks Uber accounts and sell it for only $15 in the Dark Web.

People are really getting creative these days. It is difficult for other people to live an honest life because of different circumstances. If we do not want to be victims of their modus, we have to be careful of the information we give.


Couple Talk 101: Money Matters  


We endured college so we can land a good job in the future. So, we got lucky and landed a good job here in Singapore and saved diligently after that. What is next after landing a good job? That would be preparing for the family. It is high time that we need to talk about money.

There are people who never dwell in conversations about money or finances. In fact, some people think that it is awkward and assuming if we talk about money to our partners. If we really want to make a strong foundation for our future family, money should be given much thought.

For people who already talked about money matters, they thought that they already figured it out but it turned out a failure. However, there are people who are wise enough to consider many things when it comes to money. There are couples who consider increasing their savings rate and selecting their investments as early as possible. In fact, there are some who consider their retirement plans.

Not all Singaporeans think about retirement at a young age. If we want to be stable even if we are old and unable to work, we have to think now before it is too late. The discussions about retirement should be taken seriously. Here are some things that couple need to consider for a harmonious retirement:


  • Meet the advisor: The first step in ensuring a harmonious retirement is to approach the financial advisor. This is a challenge since there are a number of advisors around offering their service and each one with different ideas. We have to look for an advisor that understands our needs and our goals.
  • Timing: Retiring is not easy as settling down when we are old and let our children take care of everything. Retiring is complicated and it entails many factors like financial needs, health, job and social security. With this, it is crucial that we choose the right retirement date so we can determine our savings and the lifestyle that we are going to take.
  • Spending priorities: Couples should discuss what retirement looks like. We may want to travel the whole world when we retire but our partner simply wants to stay at home. If this is the case, it creates an impact on how much we need to save. We do not want to risk outliving our savings because our partner wants to spoil the family.

Having retirement conversations is not assuming or awkward at all. In fact, talking about retirement inspires many couples.


5 Strategies to Get the Best Last-Minute Travel Deals


Most people assume that the best flight deals are prevalent only when booking months to a year in advance, but there are actually some surprisingly good travel deals in last minute bookings. With patience and some research, scoring a cheap last-minute travel deal can be a piece of cake.


  1. Be Flexible. Most last-minute deals arise when hotels and airlines need to fill in their remaining rooms and seats, which makes it easier to find bargains. These deals are often available on weekdays and off-season travels.
  1. Check Last-Minute Vacation Sites. Visiting last-minute vacation websites is another way to get good discounts on airfare and hotel room charges. Check out sites like and to save up to 70 percent on your travel expenses.
  1. Look for Last-Minute Hotel Deals. Most hotels run promotion deals that can last for weeks, or even a whole season. Depending on the hotel offer’s terms and conditions, you can save more—aside from the promo discounts—through memberships in loyalty organizations. For hotels with bigger chains, check for discounted deals both in their main and local sites. Also, don’t hesitate to ask if the hotel runs an unadvertised special promo or if they are willing to make last-minute deal to fill their empty rooms.


  1. Plan Ahead. While this may sound contradictory, most savvy travellers actually plan their last-minute travels ahead of time. They manage to stay on top of several deals by signing up for email notifications and special offer e-newsletters from various airlines, hotels, credit card companies, and travel planning sites. Some also perform a little research to avoid booking trips during seasons where prices are sky-high.
  1. Decide Fast, But Pay Attention As Well. The best way to snag great travel deals is to book them as soon as you see them. Just be sure that you’ve read the small prints and fully understood what you’d be getting for your money.

Last-minute bookings also have their fair share of great travel deals. However, do plan ahead every time you decide to go on a last-minute travel so you’ll also have good travel options to choose from.


More than Just the Glass Slippers

5 Shoes That Every Woman Should Have

Women love shoes. From sophisticated pumps to pretty ballet flats, all types of shoes are just welcome in our closet. However, it’s easy for a lady to get distracted with all the sky-high heels and feather-fairing shoes, and ignore the basics that could complement a daily outfit.


So, to make sure that the foundation of your shoe closet is set right, here are five basic shoe types that should be present in your shoe wardrobe.

  1. Coloured Ballet Flats

It’s undeniable that a pair of black ballets is every woman’s classic go-to shoe, but a coloured pair also makes for a confident and fun fashion statement. Add a pop of colour on your outfit by opting for a pair set in berry hues with a touch of silver or metallic gold colour.

  1. Black Heels

Whether or not it’s a sky-high heel, this pair is a staple in every woman’s wardrobe. A perfect match for almost any outfit that you can imagine, a good pair of black heels is a worthy piece of investment. You can go for the classic black heels—closed back and toe with 3-inch heels—or opt for a pair with thicker heels with either round or pointed toe.

  1. Nude Pumps


Creating an illusion of longer legs is made possible with nude pumps. Perfect for a semi-casual or even a night-out outfit, these shoes are just trans-seasonal. Pair them up with black leggings for a sleek and casual vibe, or wear them with bare legs for taller and sexier stand.

  1. Cork Wedges

With its comfortable, casual but chic look, cork wedges are known as the warm weather wardrobe hero. Opt for a style with higher heels or those with metallic materials on the straps to complete a fun summer outfit.

  1. Black Ankle Boots

Complete an edgy look, toughen a floaty dress, or finish off a boardroom ensemble by donning a pair of black ankle boots. With this pair, sporting chic heels while keeping your feet warm is never impossible.

Sticking to the basics is important not just in clothing pieces, but for shoes as well. So make sure that your shoe wardrobe has the right foundation by getting a pair (or two!) of each of the aforementioned shoe styles.


The Most ‘Liked’ Person on Facebook  


If we are liked by many, somehow things will be smooth and easy. To be liked, we do our best to please but unfortunately, we cannot please everyone especially here in Singapore. The best thing that we can do is to be true to ourselves and never mind about other people.


For sure Cristiano Ronaldo did not mind about other people but he is now the most ‘liked’ person on Facebook. His title does not end there because he is also the much-loved figure around the world. What makes him ‘likeable’?

Well, for his fans, his performance and passion for football set him apart. In fact, he is considered one of the best footballers – of all time. His fans think so because he recently won the Fifa Ballon d’Or for 2014. Ronaldo is with Real Madrid and the team’s ranking dropped after they were nearly removed from the Champions League.


Despite Real Madrid’s stint, Ronaldo remained to be the number one figure globally. Ronaldo surpassed one hundred million Facebook likes October of 2014. His position has grown since October – he has now more than one hundred seven thousand million fans. Ronaldo surpassed Shakira as Facebook’s most popular person.

Not surprisingly, Lionel Messi is the second most ‘liked’ person on Facebook. He is the second most popular footballer around the world with more than seventy eight million likes on Facebook. The third most ‘liked’ person on Facebook is David Beckham. Though Beckham is retired, his influence and presence is undeniable with more than fifty two million likes on Facebook. Beckham is followed by Neymar.


Internet Explorer Bids Adieu  


Internet Explorer (abbreviated IE) is a web browser developed by Microsoft which is part of Microsoft Windows line of operating system. It started on August 16, 1995. In its heyday, IE is one of the world’s most widely used browser way back 2002 and 2003. However, its market share declined because of the launching of Firefox in 2004 and Google Chrome in 2008.


Internet Explorer did not sustain its market share that is why Microsoft is hinting that the brand will go away soon. What are some details about IE’s going away? Here are some:

  • Microsoft‘s confirmation: Recently, Microsoft has announced and confirmed that they will use a fresh brand for their upcoming browser. There is no name yet but it is codenamed Project Spartan. This was confirmed by Chris Capossela, Microsoft’s Marketing Chief on March 16, 2015 at the Microsoft Convergence.


  • Will IE stay? The new name and brand of the browser will be included in the Windows 10 operating system. IE will still exist in selected versions of Windows 10. However, Project Spartan will be called separately and it will be the main way for users of Windows 10 to access the web.
  • What will be the new name? Web users are intrigued because Microsoft did not release the name. Instead, they only released the codename. This is because Microsoft is still testing names with the help of market research. There are no details when the name will be revealed.

The renaming and rebranding of IE is a clever step of Microsoft to make money in the future. The company is fortifying their position in the market with the help of social media. They also want to improve the brand perception so that people will love and welcome it.